If You Bought a House Through an Agent, You're Owed Part of $120 Million. File by October 27.

If you bought a home that was listed on a multiple listing service and a commission got paid to any brokerage, you have a claim on a $120,334,500 settlement fund. You have until October 27 to file.

That’s the whole headline. The rest is detail, and the detail is better than you’d expect.

The case is Tuccori v. At World Properties, in federal court in the Northern District of Illinois. Judge Lindsay Jenkins granted preliminary approval on July 17. It’s the homebuyer side of the long fight over how buyer-agent commissions got set. The National Association of Realtors is paying $52.25 million of the fund. HomeServices of America is in for $30 million, Anywhere Real Estate $9.6 million, Hanna Holdings $8.25 million, Compass $7.33 million, eXp World Holdings $4.34 million, Douglas Elliman $2.04 million, and 15 more brokerages cover the rest.

Nobody admitted anything. NAR’s CEO said the deal “will promote a more resilient industry.”

Translation: we’d rather write the check than keep litigating.

Here’s the part that gets missed. The class periods are long, and they vary by state and by which brokerage handled your sale. The earliest reach back to January 2006. All of them run through June 25, 2026. So this isn’t just people who bought last year. If you closed on an MLS-listed house sometime in the last two decades and a commission was paid, check your state before you decide you’re out.

Payments are pro rata from what’s left after fees and costs, weighted by how much commission you paid. No per-person estimate has been announced, and honestly none is possible until the claims are in. That cuts in your favor. Most people who qualify for a class settlement never file, and the money gets divided among whoever shows up.

Do this now. Go to the court-appointed administrator at homebuyersettlement.com and file directly. You’ll need a closing document showing the purchase price and the commission paid: your closing statement, settlement statement, HUD statement, or similar paperwork from the closing. If you can’t find yours, the title company or the county recorder can usually get you a copy.

Claims are due October 27, filed online or postmarked by mail. If you’d rather sue on your own instead, you have to opt out by September 17. Do nothing and you get neither.

File at the administrator’s site, not through a third-party claims site offering to handle it for you. The court appointed one administrator. That’s the one that pays.

The final approval hearing is November 2 in Chicago. No money moves before then, and appeals can push payment out further. This is a file-it-and-forget-it job, not a payday this fall. It’s still twenty minutes for a real claim on real money.

Buying now rather than looking backward? Start with our mortgage calculator and the mortgage guides.

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