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Sunday, September 6, 2026 · Updated daily
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Your Electric Bill Can Pay 5% Starting October 1. Discover Only Counts It If You Push the Button First.

Discover's Q4 2026 bonus categories are utilities, restaurants, and entertainment: 5% back on up to $1,500 from October 1 through December 31. Activation is open now, the bonus is not retroactive, and two pieces of fine print decide whether your bills actually qualify.

More this week
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Savings

Your EE Bond's Guaranteed Doubling Is Worth 3.53% a Year. A 20-Year Treasury Pays 5.25%.

3 min read
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Mortgages

Farmers Just Widened Its California Bundling Discount to 22%. Your Renewal After September 15 Decides If You Get It.

3 min read
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Credit Cards

Your Dispute Is the Only Alarm the Payment System Has. This One Rang at 89% and Nobody Moved.

4 min read
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Education
Your Perkins Loan Gets a New Servicer on December 1. The Notice Went to Colleges, Not to You.

Federal Student Aid is moving federally held Perkins loans from ECSI to GCR Servicing by December 1, 2026. The announcement tells schools what to do and says nothing about your payment. Here is how to tell whether it is even your loan, and the two things to do before the handoff.

Sep 6 · 3 min read
Money & Life
Amazon Ran a Hidden Markup Through Its Ad Auction for Seven Years. The FTC Says You Paid It.

The FTC and 22 states sued Amazon on August 31 over a secret surcharge buried in its advertising auction. The agency's own filing says the higher costs were largely passed on to shoppers. Here is what the numbers show and how to shop around the Sponsored row.

Sep 5 · 3 min read
Mortgages
The ARM Is Saving Buyers $222 a Month Right Now. The Government's Own Example Shows the Year-8 Bill.

The 5/1 ARM contract rate is 5.94% against 6.79% on the 30-year fixed, and ARM share just hit a five-week high. On $400,000 that gap is real money. Here is the math, and the four lines on your Loan Estimate that decide whether to take it.

Sep 5 · 3 min read
Loans
The Lot That Says Yes Has 16 Times as Many Cars in Repossession. The Fed Counted.

A $15,000 used-car budget now buys an 8.7-year-old car with 98,000 miles, and the dealer who also writes the loan is often the only lender left saying yes. Federal Reserve economists finally measured what those loans cost: 25.39% interest, 5% of balances in active repossession, and payments due every two weeks.

Sep 5 · 3 min read
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Best of 2026
Best Auto Insurance
  1. 1USAA9.4/10
  2. 2Erie9.1/10
  3. 3Geico9/10
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This month
Best High-Yield Savings
  1. 1Ally9.1/10
  2. 2Marcus by Goldman Sachs9/10
  3. 3SoFi9/10
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Best of 2026
Best Travel Cards
  1. 1Chase9.4/10
  2. 2Capital One9.3/10
  3. 3Capital One9.2/10
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