Curated rankings
Best Savings Accounts of 2026
Every savings accounts ranking we keep, in one place. Scored on price, service, and the fine print, not on how much the partner pays us.
Ranking
Best Savings Rates Today
The highest-yield savings accounts we track right now.
| Rank | Company | Best for | Key stat | Score | Apply |
|---|---|---|---|---|---|
| 1 |  DiscoverDiscover Online Savings | Best overall high-yield savings | 3.30% APY (June 2026, variable) | 9.2/10 | |
| 2 | AllyAlly Online Savings | Best for savings tools | 3.00% APY (June 2026, variable) | 9.1/10 | |
| 3 | Marcus by Goldman SachsMarcus Online Savings | Best for simplicity | 3.40% APY (June 2026, variable) | 9/10 | |
| 4 | SoFiSoFi Checking and Savings | Best combined checking and savings | Up to 3.80% APY with direct deposit (June 2026, variable) | 9/10 | |
| 5 |  Capital OneCapital One 360 Performance Savings | Best from a big bank | 3.00% APY (June 2026, variable) | 8.8/10 | |
| 6 | AllyAlly Money Market Account | Best money market account | 3.00% APY (July 2026, variable) | 8.7/10 |
Ranking
Best High-Yield Savings Accounts
Top APYs with low fees and easy access.
| Rank | Company | Best for | Key stat | Score | Apply |
|---|---|---|---|---|---|
| 1 | DiscoverDiscover Online Savings | Best overall high-yield savings | 3.30% APY (June 2026, variable) | 9.2/10 | |
| 2 | AllyAlly Online Savings | Best for savings tools | 3.00% APY (June 2026, variable) | 9.1/10 | |
| 3 | Marcus by Goldman SachsMarcus Online Savings | Best for simplicity | 3.40% APY (June 2026, variable) | 9/10 | |
| 4 | SoFiSoFi Checking and Savings | Best combined checking and savings | Up to 3.80% APY with direct deposit (June 2026, variable) | 9/10 | |
| 5 | Capital OneCapital One 360 Performance Savings | Best from a big bank | 3.00% APY (June 2026, variable) | 8.8/10 |
Ranking
Best Money Market Accounts
High rates with check-writing and debit access.
| Rank | Company | Best for | Key stat | Score | Apply |
|---|---|---|---|---|---|
| 1 | AllyAlly Money Market Account | Best money market account | 3.00% APY (July 2026, variable) | 8.7/10 | |
| 2 | QuonticQuontic Money Market | Best high-APY money market | 3.80% APY (June 2026, variable) | 8.4/10 | |
| 3 | Sallie MaeSallie Mae Money Market | Best no-fee money market | 3.50% APY (June 2026, variable) | 8.3/10 |
Ranking
Best CD Rates
Top certificate of deposit rates across terms.
| Rank | Company | Best for | Key stat | Score | Apply |
|---|---|---|---|---|---|
| 1 | Marcus by Goldman SachsMarcus High-Yield CD | Best CD overall | Up to 4.10% APY on 14-month CD (July 2026) | 8.7/10 | |
| 2 | DiscoverDiscover CD | Existing customers only | Not accepting new applications (July 2026) | 8.5/10 | |
| 3 | SynchronySynchrony Bank CD | Best no-minimum CD | 3.70% APY 12-month, up to 4.00% APY across terms (July 2026) | 8.4/10 |
Ranking
Best Checking Accounts
Low-fee checking with the best perks.
| Rank | Company | Best for | Key stat | Score | Apply |
|---|---|---|---|---|---|
| 1 | SoFiSoFi Checking and Savings | Best combined checking and savings | Up to 3.80% APY with direct deposit (June 2026, variable) | 9/10 | |
| 2 | AllyAlly Spending Account | Best free checking | Interest checking, no fees | 8.5/10 | |
| 3 | DiscoverDiscover Cashback Debit | Best checking rewards | 1% cash back on debit purchases (July 2026) | 8.4/10 |
Ranking
Best Savings Accounts for Kids
Accounts built to help children start saving.
| Rank | Company | Best for | Key stat | Score | Apply |
|---|---|---|---|---|---|
| 1 | Capital OneCapital One Kids Savings | Best kids savings account | No fees, no minimum | 8.6/10 | |
| 2 | AlliantAlliant Kids Savings | Best high-APY kids account | High APY for kids | 8.4/10 | |
| 3 | GreenlightGreenlight Kids Debit and Savings | Best for teaching money | Debit + chores + savings | 8.3/10 |