Find your state, then read the second column
If you signed in the last two weeks, this is the most valuable page on this site for you. Rescission is the only exit that gives you every dollar back, and it closes fast.
Every row below was checked against the statute itself, not against another website. Thirty-eight states have a timeshare rescission law we could verify and cite. Twelve do not, and rather than fill those rows with numbers we cannot support, we left them empty and explained why.
That is not us being unhelpful. It is the finding. Search this topic and you will see a dozen tidy fifty-row tables published by companies that sell timeshare exits. A fair number of those rows cannot be right, because the statutes behind them do not exist.
One thing to notice before you scan for your state. The deadline usually is not counted from the day you signed. In most of these states the clock starts on the later of signing or receiving the public offering statement and the other required documents. A developer who was slow with the paperwork may have given you more time than you think.
The 38 states with a verified rescission statute
| State | Deadline | Clock starts | Statute |
|---|---|---|---|
| Alabama | 5 days, excluding Sunday if it is the fifth | Signing | Ala. Code 34-27-53 |
| Alaska | 15 days | Receipt of public offering statement, if not given 15 days before signing | AS 34.08.580 |
| Arizona | 10 calendar days | Execution of the purchase agreement | A.R.S. 32-2197.03 |
| Arkansas | 5 days, and voidable until you receive the public offering statement | Execution of contract | Ark. Code 18-14-409 |
| California | 7 calendar days | Later of receipt of the public report or execution | Bus. & Prof. Code 11238 |
| Colorado | 5 calendar days | After the sale | C.R.S. 6-1-703 |
| Connecticut | 5 calendar days | Later of signing and receiving a copy, or receiving the disclosure statement | Conn. Gen. Stat. 42-103pp |
| Delaware | 5 business days | Execution of contract | 6 Del. C. 2824 |
| Florida | 10 calendar days | Later of execution or receipt of all required documents | Fla. Stat. 721.10 |
| Georgia | 7 days, excluding Sundays and holidays | Later of receipt of the public offering statement or signing | Ga. Code 44-3-174 |
| Hawaii | 7 calendar days | Later of execution or receipt of the disclosure statement | HRS 514E-8 |
| Illinois | 5 calendar days | Later of receipt of the public offering statement or execution | 765 ILCS 101/10-10 |
| Indiana | 72 hours, excluding Sundays and holidays | Execution of the sales contract | Ind. Code 32-32-3-7 |
| Iowa | 5 business days | Receipt of all required information | Iowa Code 557A.14 |
| Louisiana | 7 calendar days, either party | Later of receipt of the public offering statement or execution | La. R.S. 9:1131.13 |
| Maine | 10 calendar days | Later of receipt of the written statement or execution | 33 M.R.S. 592 |
| Maryland | 10 calendar days | Latest of contract date, receipt of the last document, or unit ready for occupancy | Md. Real Prop. 11A-114 |
| Massachusetts | 3 business days | Receipt of the public offering statement | Mass. Gen. Laws ch. 183B s. 38 |
| Minnesota | 5 days | Receipt of a legible copy of the contract and the public offering statement | Minn. Stat. 83.28 |
| Missouri | 5 days | Day of purchase | Mo. Rev. Stat. 407.620 |
| Nebraska | 3 business days | Receipt of the public offering statement | Neb. Rev. Stat. 76-1716 |
| Nevada | 5 calendar days | Execution of the contract | NRS 119A.410 |
| New Jersey | 7 calendar days | Later of receipt of the public offering statement or execution | N.J.S.A. 45:15-16.67 |
| New Mexico | 7 days | Execution of the contract of sale | N.M. Stat. 47-11-5 |
| North Carolina | 5 days | Later of signing or receipt of the public offering statement and all documents | N.C.G.S. 93A-45 |
| Oklahoma | 5 days | Receipt of the signed contract and the public offering statement | 71 O.S. 643 |
| Oregon | 5 calendar days | Signing the first written offer or contract | ORS 94.836 |
| Pennsylvania | 5 days | Execution of the purchase contract | 63 P.S. 455.609 |
| Rhode Island | 5 business days, excluding weekends and holidays | Later of the execution date or receipt of the last required document | R.I. Gen. Laws 34-41-4.06 |
| South Carolina | 5 days, excluding Sunday if it is the fifth | Later of signing or receipt of the disclosure statement | S.C. Code 27-32-40 |
| Tennessee | 10 calendar days with an on-site inspection, 15 without | Signing | Tenn. Code 66-32-114 |
| Texas | Before the sixth day | Later of signing and receiving a copy, or receiving the disclosure statement | Tex. Prop. Code 221.041 |
| Utah | 5 business days, not counting the signing day | Day the agreement is signed | Utah Code 57-19-12 |
| Vermont | 5 days | Notice must be dated on or before the fifth day | 27 V.S.A. ch. 15 |
| Virginia | 7 calendar days, rolling past a Sunday or holiday | Execution of the contract | Va. Code 55.1-2221 |
| Washington | 7 days | Execution, and revived for 7 days if the disclosure document arrives late | RCW 64.36.150 |
| West Virginia | 10 days | Later of signing or receipt of the public offering statement | W. Va. Code 36-9-5 |
| Wisconsin | 5 business days | Later of execution or receipt of the last required document | Wis. Stat. 707.47 |
The 12 states we could not verify
These are not oversights. Each one is a case where the statute other publishers cite either does not say what they claim, was repealed, or governs something else entirely.
| State | What we found | What to do |
|---|---|---|
| Idaho | No timeshare-specific rescission statute located. Idaho Code 55-1805 is about subdivision exemptions, not cancellation. | Ask a licensed Idaho attorney. Check your contract’s own cancellation clause first. |
| Kansas | No timeshare act located. Chapter 58 article 32 covers land and water recreational areas. The door-to-door right at K.S.A. 50-640 expressly excludes the sale of real property, so it does not rescue a deeded purchase. | Read your contract’s own cancellation clause, then a Kansas attorney. |
| Kentucky | No timeshare-specific rescission statute located in KRS chapter 367. | Read your contract’s cancellation clause and get a Kentucky attorney to check it. |
| Michigan | The Land Sales Act, MCL 565.801 to 565.835, is repealed. A general home solicitation right exists at MCL 445.931, but we did not confirm whether it reaches real estate. | Do not rely on any site still quoting the repealed act. Ask a Michigan attorney which rule governs your sale. |
| Mississippi | No timeshare-specific rescission statute located. | Check your contract, then a Mississippi attorney. |
| Montana | MCA 37-53-304 gave seven days, but it was repealed by Sec. 17, Ch. 482, L. 2023 (SB 455), which eliminated timeshare registration effective October 1, 2023. We found no replacement cooling-off provision. | Do not rely on any site still quoting 37-53-304. Read your contract, then ask a Montana attorney what now governs. |
| New Hampshire | RSA 356-B is the Condominium Act. It contemplates timeshare interests but we found no rescission period for them. | Ask a New Hampshire attorney whether the condominium provisions reach your purchase. |
| New York | Seven days is widely reported and is consistent with the 13 NYCRR part 24 offering plan framework, but we could not confirm it in primary text. | Treat seven days as the working assumption, act well before it, and confirm with a New York attorney. |
| North Dakota | Century Code chapter 47-24 is the repealed Uniform Gifts to Minors Act, not a timeshare law. | Check your contract, then a North Dakota attorney. |
| Ohio | ORC 5311.27 gives 15 days, but it governs condominium ownership interests and only where disclosure rules were violated. It is not a general timeshare cooling-off right. | Ask an Ohio attorney whether 5311.27 reaches your contract. |
| South Dakota | Codified law 43-15A is the Condominiums chapter, not a timeshare act. | Check your contract, then a South Dakota attorney. |
| Wyoming | Title 34 chapter 25 is the Plane Coordinates System, not timeshare law. A general home solicitation right exists at W.S. 40-14-252, but we did not confirm whether it reaches real estate. | Read your contract, then ask a Wyoming attorney whether any cooling-off right reaches your sale. |
If your state is blank, you are not out of options
A missing state rescission statute does not mean you have no way out. Three things still apply.
Your contract has its own cancellation clause. Developers operating in multiple states often write one deadline into every contract, which means you may hold a contractual right your state never required. Read the first page.
Do not count on the federal cooling-off rule. This is the myth to kill before it costs you the deadline. The FTC’s Cooling-Off Rule does give three business days on many sales made at your home or at a seller’s temporary location such as a hotel or convention center, which describes a timeshare presentation exactly. But the rule states plainly that it does not cover sales involving real estate. A deeded timeshare is real estate. If someone tells you the federal three-day rule has you covered, they are wrong about the one thing you needed them to be right about.
And the free routes further down the list are still open. Rescission is the best exit, not the only one. If your window closed or never existed, go work the eight routes in order, starting with the developer’s own deed-back program.
How we built this table
Each entry was checked against the text of the statute it cites, through the state legislature’s own site where that site was reachable, and through a statutory database reproducing the section where it was not. Where a state’s own site could not be reached, the citation still points at the text we read.
We did not use timeshare exit companies, timeshare resale companies, or plaintiff law firms as sources for any row. Those are the three groups that dominate search results on this topic, all three are selling something that depends on what you believe about your deadline, and several of them publish fifty-row tables that include states we could not find a statute for.
If you find an error, or a statute we missed in one of the twelve, we want to hear it. Accuracy here is the whole point of the page.
This is general information, not legal advice, and a table can never account for the contract in front of you. Deadlines turn on which state’s law your agreement selects, on when your documents actually arrived, and on language we cannot see. If your window is close, call a licensed attorney in the governing state today rather than tomorrow.
Sources
- Timeshares, Vacation Clubs, and Related Scams - FTC Consumer Advice
- How to Cancel a Timeshare Contract - Nolo
- Buyer's Remorse: The FTC's Cooling-Off Rule May Help - FTC Consumer Advice
- Fla. Stat. 721.10, Purchaser's right to cancel - Florida Legislature
- Cal. Bus. & Prof. Code 11238, right of rescission - FindLaw
- Tenn. Code 66-32-114, Mutual rights of cancellation - FindLaw
- Wis. Stat. 707.47, Purchaser's right to cancel - Wisconsin Legislature