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Timeshare Rescission Laws by State

The cooling-off deadline in all 50 states, each one checked against the statute itself. Thirty-eight states have a timeshare rescission law we could verify. Twelve do not, and we say which.

A green pin stuck into a printed road map of the United States

Find your state, then read the second column

If you signed in the last two weeks, this is the most valuable page on this site for you. Rescission is the only exit that gives you every dollar back, and it closes fast.

Every row below was checked against the statute itself, not against another website. Thirty-eight states have a timeshare rescission law we could verify and cite. Twelve do not, and rather than fill those rows with numbers we cannot support, we left them empty and explained why.

That is not us being unhelpful. It is the finding. Search this topic and you will see a dozen tidy fifty-row tables published by companies that sell timeshare exits. A fair number of those rows cannot be right, because the statutes behind them do not exist.

One thing to notice before you scan for your state. The deadline usually is not counted from the day you signed. In most of these states the clock starts on the later of signing or receiving the public offering statement and the other required documents. A developer who was slow with the paperwork may have given you more time than you think.

The 38 states with a verified rescission statute

StateDeadlineClock startsStatute
Alabama5 days, excluding Sunday if it is the fifthSigningAla. Code 34-27-53
Alaska15 daysReceipt of public offering statement, if not given 15 days before signingAS 34.08.580
Arizona10 calendar daysExecution of the purchase agreementA.R.S. 32-2197.03
Arkansas5 days, and voidable until you receive the public offering statementExecution of contractArk. Code 18-14-409
California7 calendar daysLater of receipt of the public report or executionBus. & Prof. Code 11238
Colorado5 calendar daysAfter the saleC.R.S. 6-1-703
Connecticut5 calendar daysLater of signing and receiving a copy, or receiving the disclosure statementConn. Gen. Stat. 42-103pp
Delaware5 business daysExecution of contract6 Del. C. 2824
Florida10 calendar daysLater of execution or receipt of all required documentsFla. Stat. 721.10
Georgia7 days, excluding Sundays and holidaysLater of receipt of the public offering statement or signingGa. Code 44-3-174
Hawaii7 calendar daysLater of execution or receipt of the disclosure statementHRS 514E-8
Illinois5 calendar daysLater of receipt of the public offering statement or execution765 ILCS 101/10-10
Indiana72 hours, excluding Sundays and holidaysExecution of the sales contractInd. Code 32-32-3-7
Iowa5 business daysReceipt of all required informationIowa Code 557A.14
Louisiana7 calendar days, either partyLater of receipt of the public offering statement or executionLa. R.S. 9:1131.13
Maine10 calendar daysLater of receipt of the written statement or execution33 M.R.S. 592
Maryland10 calendar daysLatest of contract date, receipt of the last document, or unit ready for occupancyMd. Real Prop. 11A-114
Massachusetts3 business daysReceipt of the public offering statementMass. Gen. Laws ch. 183B s. 38
Minnesota5 daysReceipt of a legible copy of the contract and the public offering statementMinn. Stat. 83.28
Missouri5 daysDay of purchaseMo. Rev. Stat. 407.620
Nebraska3 business daysReceipt of the public offering statementNeb. Rev. Stat. 76-1716
Nevada5 calendar daysExecution of the contractNRS 119A.410
New Jersey7 calendar daysLater of receipt of the public offering statement or executionN.J.S.A. 45:15-16.67
New Mexico7 daysExecution of the contract of saleN.M. Stat. 47-11-5
North Carolina5 daysLater of signing or receipt of the public offering statement and all documentsN.C.G.S. 93A-45
Oklahoma5 daysReceipt of the signed contract and the public offering statement71 O.S. 643
Oregon5 calendar daysSigning the first written offer or contractORS 94.836
Pennsylvania5 daysExecution of the purchase contract63 P.S. 455.609
Rhode Island5 business days, excluding weekends and holidaysLater of the execution date or receipt of the last required documentR.I. Gen. Laws 34-41-4.06
South Carolina5 days, excluding Sunday if it is the fifthLater of signing or receipt of the disclosure statementS.C. Code 27-32-40
Tennessee10 calendar days with an on-site inspection, 15 withoutSigningTenn. Code 66-32-114
TexasBefore the sixth dayLater of signing and receiving a copy, or receiving the disclosure statementTex. Prop. Code 221.041
Utah5 business days, not counting the signing dayDay the agreement is signedUtah Code 57-19-12
Vermont5 daysNotice must be dated on or before the fifth day27 V.S.A. ch. 15
Virginia7 calendar days, rolling past a Sunday or holidayExecution of the contractVa. Code 55.1-2221
Washington7 daysExecution, and revived for 7 days if the disclosure document arrives lateRCW 64.36.150
West Virginia10 daysLater of signing or receipt of the public offering statementW. Va. Code 36-9-5
Wisconsin5 business daysLater of execution or receipt of the last required documentWis. Stat. 707.47

The 12 states we could not verify

These are not oversights. Each one is a case where the statute other publishers cite either does not say what they claim, was repealed, or governs something else entirely.

StateWhat we foundWhat to do
IdahoNo timeshare-specific rescission statute located. Idaho Code 55-1805 is about subdivision exemptions, not cancellation.Ask a licensed Idaho attorney. Check your contract’s own cancellation clause first.
KansasNo timeshare act located. Chapter 58 article 32 covers land and water recreational areas. The door-to-door right at K.S.A. 50-640 expressly excludes the sale of real property, so it does not rescue a deeded purchase.Read your contract’s own cancellation clause, then a Kansas attorney.
KentuckyNo timeshare-specific rescission statute located in KRS chapter 367.Read your contract’s cancellation clause and get a Kentucky attorney to check it.
MichiganThe Land Sales Act, MCL 565.801 to 565.835, is repealed. A general home solicitation right exists at MCL 445.931, but we did not confirm whether it reaches real estate.Do not rely on any site still quoting the repealed act. Ask a Michigan attorney which rule governs your sale.
MississippiNo timeshare-specific rescission statute located.Check your contract, then a Mississippi attorney.
MontanaMCA 37-53-304 gave seven days, but it was repealed by Sec. 17, Ch. 482, L. 2023 (SB 455), which eliminated timeshare registration effective October 1, 2023. We found no replacement cooling-off provision.Do not rely on any site still quoting 37-53-304. Read your contract, then ask a Montana attorney what now governs.
New HampshireRSA 356-B is the Condominium Act. It contemplates timeshare interests but we found no rescission period for them.Ask a New Hampshire attorney whether the condominium provisions reach your purchase.
New YorkSeven days is widely reported and is consistent with the 13 NYCRR part 24 offering plan framework, but we could not confirm it in primary text.Treat seven days as the working assumption, act well before it, and confirm with a New York attorney.
North DakotaCentury Code chapter 47-24 is the repealed Uniform Gifts to Minors Act, not a timeshare law.Check your contract, then a North Dakota attorney.
OhioORC 5311.27 gives 15 days, but it governs condominium ownership interests and only where disclosure rules were violated. It is not a general timeshare cooling-off right.Ask an Ohio attorney whether 5311.27 reaches your contract.
South DakotaCodified law 43-15A is the Condominiums chapter, not a timeshare act.Check your contract, then a South Dakota attorney.
WyomingTitle 34 chapter 25 is the Plane Coordinates System, not timeshare law. A general home solicitation right exists at W.S. 40-14-252, but we did not confirm whether it reaches real estate.Read your contract, then ask a Wyoming attorney whether any cooling-off right reaches your sale.

If your state is blank, you are not out of options

A missing state rescission statute does not mean you have no way out. Three things still apply.

Your contract has its own cancellation clause. Developers operating in multiple states often write one deadline into every contract, which means you may hold a contractual right your state never required. Read the first page.

Do not count on the federal cooling-off rule. This is the myth to kill before it costs you the deadline. The FTC’s Cooling-Off Rule does give three business days on many sales made at your home or at a seller’s temporary location such as a hotel or convention center, which describes a timeshare presentation exactly. But the rule states plainly that it does not cover sales involving real estate. A deeded timeshare is real estate. If someone tells you the federal three-day rule has you covered, they are wrong about the one thing you needed them to be right about.

And the free routes further down the list are still open. Rescission is the best exit, not the only one. If your window closed or never existed, go work the eight routes in order, starting with the developer’s own deed-back program.

How we built this table

Each entry was checked against the text of the statute it cites, through the state legislature’s own site where that site was reachable, and through a statutory database reproducing the section where it was not. Where a state’s own site could not be reached, the citation still points at the text we read.

We did not use timeshare exit companies, timeshare resale companies, or plaintiff law firms as sources for any row. Those are the three groups that dominate search results on this topic, all three are selling something that depends on what you believe about your deadline, and several of them publish fifty-row tables that include states we could not find a statute for.

If you find an error, or a statute we missed in one of the twelve, we want to hear it. Accuracy here is the whole point of the page.

This is general information, not legal advice, and a table can never account for the contract in front of you. Deadlines turn on which state’s law your agreement selects, on when your documents actually arrived, and on language we cannot see. If your window is close, call a licensed attorney in the governing state today rather than tomorrow.

Frequently asked questions

How long do I have to cancel a timeshare I just bought?

It depends entirely on the state that governs your contract, and the range is wider than most sites admit. Indiana gives 72 hours. Massachusetts and Nebraska give three business days. Tennessee gives fifteen calendar days if you bought without an on-site inspection. Find your state in the table below and read the clock-starts column, because that is the part people get wrong.

Do weekends and holidays count?

Sometimes, and the difference can cost you the refund. Delaware, Iowa, Massachusetts, Nebraska, Rhode Island, Utah and Wisconsin all count business days. Alabama and South Carolina exclude Sunday if it lands on the fifth day. Georgia excludes Sundays and holidays. Indiana's 72 hours excludes Sundays and legal holidays. Virginia pushes a deadline that lands on a Sunday or legal holiday to the next day. Everywhere else in this table counts calendar days.

Does the clock start when I sign?

Not always, and this is the single most useful thing on this page. In many states the period starts on the later of signing or receiving the public offering statement and other required documents. That means a developer who was slow with the paperwork may have handed you more time than you think. Florida, California, Connecticut, Georgia, Hawaii, Illinois, Louisiana, Maine, Maryland, New Jersey, North Carolina, Oklahoma, Texas and Wisconsin all work this way.

Why are twelve states blank?

Because we could not find a timeshare-specific rescission statute for them and we are not going to invent one. Michigan's Land Sales Act was repealed, and Montana repealed its timeshare chapter in 2023. Wyoming, North Dakota, South Dakota, Kansas, Mississippi, Idaho and Kentucky appear to have no timeshare act with a cooling-off period. Ohio and New Hampshire have condominium statutes that get cited for this but are not timeshare rescission laws. New York's seven days is widely reported but we could not confirm it against primary text.

Can the seller make me waive the cancellation period?

No, in every state where we found the statute address it. California voids any attempted waiver outright. Texas and Nevada make a contract containing a waiver voidable by you. Florida calls an attempt to obtain a waiver unlawful. If a salesperson asks you to initial something giving up this right, that request is itself a warning about who you are dealing with.

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